Accountability Screenshots

Description

Accountability is a budgeting app that simulates the time-tested envelope system while affording the convenience of electronic banking and bookkeeping.

Noteworthy Features:

- Clean, elegant interface that makes the most of screen real-estate without being obtrusive.

- Separate viewing modes for Accounts and Envelopes.

- Split feature allows you to split an Account entry into multiple envelopes for quick budgeting.

- Amount entries are fast and simple. No need to type minus sign, or decimal point.

- All Names and Memos are indexed for quick selection on future entries.

- Fast search feature that shows matching entries as you type.

- Simple, fast editing. (e.g. If the entry needs to be changed from a positive to a negative: Open it, and tap Debit and done!)

- Synchronized transfer entries. Changes on one side of the transfer are automatically updated on the other.

- Simple backup and restore feature through email or iTunes Sharing.

- Easy reconciliation by double tapping on the calendar icon.

If you are one of the millions working a written budget to get out of debt or better yet, stay out of debt, then you know that there is nothing better than the envelope system for reinforcing the inconvenient truth that just because you have a stack of money in your checking account does not mean you can afford to spend it on that latest toy. The envelope system makes this fact a reality. However, in the electronic age it is increasingly difficult to fully implement the old envelope system. Accountability resolves that difficulty by thrusting the age-old envelope system into the digital era. It affords almost all the advantages of the physical envelope system while adding the convenience and security of modern banking. With Accountability you can safeguard your money in a bank account and still divide it into envelopes. The best of both worlds!

Accountability automatically maintains two lists of balances. First, your Accounts. For instance, Checking, Savings, Cash, etc. Second, your Envelopes. For instance, Emergency Fund, Food, Transportation, etc. The Accounts view lets you keep track of where your actual money is and makes statement reconciliation a breeze, while the Envelopes view holds you accountable to your spending plan. When you spend (or deposit) money, you simply choose which account the expenditure was made from and which envelope it should be deducted from; Accountability takes care of the rest keeping Accounts and Envelopes synchronized.

Unlike other budgeting apps that attempt to emulate the envelope system, Accountability allows you to split money from any account into any number of envelopes, and from any envelope into any account. For instance, you might have an Emergency Fund of $6000, with $4000 in your Savings account and $2000 in Cash. You can transfer money between Accounts without changing what Envelopes the money is assigned to, and you can transfer between Envelopes without changing which account the money is in.

Accountability is for anyone living on a budget, and especially those that like the structure of the envelope system but don't want to loose the convenience of electronic banking.

What's New in Version 1.4.1

Fixed bug affecting non-US currency entry.
Fixed misc bugs.

Customer Reviews

Great app (4 stars)
I have 4 apps for budgeting and account tracking because I couldn't find one that did what I wanted without paying for it only to realize it's not what I was after. This really does what I needed it to do, track my money "set aside" for my bills while letting me know what my account really looks like. Only problem is you have to scroll all the way up and down for the balances to be correct. Otherwise great job!!

Great, except... (4 stars)
Exactly what I need since I track both accounts and envelopes--integrally yet separately. The only problem I have is that the split transaction button is very hard to push.

Does the job (4 stars)
Took me a while to figure out, but now that I've used it awhile I am loving how it helps keep us on budget. Worth the $1!

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